Every welcome bonus comes with rules. They are called the welcome bonus terms and conditions, often shortened to "T&Cs" or just "the terms".
The terms decide if you get the bonus, how you can use it, and when you can withdraw it. This guide walks you through all the typical terms, so you know exactly what to look for.
In short: Welcome bonus terms fall into five groups: rules for getting the bonus, using it, withdrawing it, fair play rules, and the general terms and conditions.
If you break these rules, the consequences vary. Sometimes your bet just won’t count, but in other cases, you could lose your entire bonus.
The most important numbers are the wagering requirement and the time limit.
Affiliate disclosure
We are an affiliate review site: we earn a small commission if you use our links or promo codes. But we earn the same no matter what the bonus terms say, so our guide here is our honest opinion.
Basics of bonus terms and conditions
Bonus terms exist for one main reason: the site gives you free money, and the terms stop you from just withdrawing it. Without terms, everyone would deposit, take the bonus, and cash out.
The terms are usually listed on the bonus offer page. Look for a link called "terms and conditions", "t&c", or "bonus rules". They are often long and mix important rules with unimportant ones.
What happens if you break a bonus term?
The key is knowing the consequence of each term. Breaking different terms leads to very different results:
Break a term for getting the bonus, and you won't receive it.
Break a term for using the bonus, and your bet just won't count toward the wagering.
Break a term for withdrawing, and you can lose the bonus and all bonus winnings.
Break the fair play terms, and the site can void your bonus or even close your account.
Miss the site's general terms, and your withdrawal can be blocked or delayed, even after you're done with the wagering.
Bonus terms look overwhelming the first time. But many sites use similar terms for the same type of bonus.
Once you've read this guide, you'll recognise almost every term you meet. Review sites like ours also explain the terms for you in our promo code articles.
💳 General site terms: rules from the site's main t&c that can block your withdrawal.
We go through each group below, with all the typical terms you'll find.
Terms for getting the bonus
✅ The terms for getting the bonus decide if you receive the bonus at all. The consequence of breaking them is simple: no bonus for you.
The good news: they are all easy to meet, as long as you know about them before you deposit.
Expand below for details on each:
📝 Fill in your personal profile
Almost every site requires you to fill in some or all fields in your profile before you deposit. This means your full name and often your date of birth and address.
If your profile is incomplete when you deposit, the bonus won't be credited.
📱 Activate your phone number
To get your welcome bonus, most sites require an activated phone number before you deposit. Some also require an activated email.
You activate it by entering a code the site sends you. Do this before you deposit, or you won't get the bonus.
🎁 Opt in to the bonus before you deposit
You must agree to receive bonuses in your account settings or on the deposit page before you make your deposit.
This is usually very easy to see on the registration page. Shouldn't be a problem.
⚽️🎰 Choose sports or casino bonus
Most sites offer two welcome bonuses: one for sports and one for casino. You must select which one you want before you deposit.
You can't switch after your first deposit.
💵 Minimum deposit
You must deposit at least a set amount to trigger the bonus. Deposit less, and you get no bonus at all.
Remember that the different deposit methods have their own minimum deposit values.
An example: The minimum deposit for a welcome bonus might be 200, but the ewallet you're using has a minimum of 500.
🔝 Maximum bonus amount
The bonus is a % of your deposit, but only up to a maximum. Anything you deposit above the max gives no extra bonus.
Example: deposits below and above the max
A site offers 100% up to 10,000.
Deposit below the max
You deposit 8,000.
The site adds 8,000×100% = 8,000 in bonus.
Explanation: 8,000 is below the 10,000 max, so you get the full match.
Deposit above the max
You deposit 14,000.
14,000×100% = 14,000, but the max is 10,000.
The site adds only 10,000 in bonus.
Explanation: You'll keep all your 14,000, but you don't get any bonus on the last 4,000 of your deposit.
⏰ Deposit deadline
Some bonuses require you to deposit within a set time after registering. We've seen everything from 1 day to 30 days.
If you register and wait too long, the offer expires, and you can't get it back.
👤 One bonus per person and household
You get one welcome bonus per person. Sites take this further: one per family, address, computer, IP address, and payment method.
This is actually an account rule, not just a bonus rule: you're only allowed one account per household. If you register a second account to get another bonus, the site will void the bonus and can close both accounts. A block can even carry over to other sites run by the same company.
Want another welcome bonus? Register at a different site instead. Our promo code articles list the best offers.
₿ Crypto restrictions
Most sites in our markets accept crypto deposits. But crypto is not always allowed for bonuses.
Some sites do not give you any bonuses for crypto deposits. Others allow crypto for every bonus. If you plan to deposit with crypto, check this term first.
🔗 Welcome pack chain rules
A welcome pack gives you bonuses on your 2nd, 3rd, and sometimes 4th deposits too. These come with chain rules:
You must finish wagering one bonus before the next deposit counts.
If you switch bonus type, decline a bonus, or cancel one in the chain, you normally lose all the remaining bonuses.
So if you want the whole pack, take the bonuses in order and don't decline any of them.
Terms for using the bonus
🎯 The terms for using the bonus control your bets while you work through the wagering requirement.
Good news first: breaking these terms doesn't cost you the bonus. The bet simply doesn't count toward your wagering. You can keep betting/gambling and stay on track.
The wagering requirement itself is the biggest term of all. We cover it in depth in our guide What are wagering requirements? In short: you must bet your bonus a set number of times before you can withdraw it. 5x is common for sports, around 35x for casino.
Here are the terms that decide which bets count:
⏳ Time limit
You get a set number of days to complete the wagering. 30 days is common for sports, while casino bonuses often give just 7 days. Some sites give as little as 3 days.
If time runs out, you lose the bonus and all bonus winnings. Your own deposit stays with you.
⚽️ Minimum odds (sports only)
Sports bets must be at or above a set odds level to count. The site requires this because low odds would make cashing out the bonus too easy.
Example: If the minimum odds are 1.50, a safe bet at 1.30 won't count toward your wagering.
⚽️ Accumulator-only rules (sports only)
Many sites only count accumulator bets (combo/parlay) toward the wagering. A typical rule: each accumulator must have 3 or more selections, each at odds of 1.40 or higher.
The odds multiply, so the real minimum odds are high:
1.40×1.40×1.40 = 2.74 in total odds.
Single bets are easier, but rarer. If a site accepts singles for wagering, that's a nice plus.
⚽️ Excluded markets (sports only)
Some markets don't count toward wagering. The most common exclusions are totals (over/under) and handicaps. A few sites even exclude bets on the weather.
Bets on excluded markets aren't lost. They just don't count toward your wagering progress.
⚽️ Refunded and cashed-out bets don't count (sports only)
Bets that are refunded, cancelled, settled at odds of 1.00, or closed early with cash out don't count toward wagering.
Cash out means closing your bet before the event ends, for a guaranteed amount. Avoid it while wagering a bonus.
🎰 Maximum stake (casino only)
There's often a maximum on how much you can bet per bet while wagering. You can't clear a big requirement with one huge gamble.
Bets above the max won't count toward your wagering. At some casinos, they can even break the bonus terms, so stay below the max.
🎰 Games contribution (casino only)
Different casino games count differently toward wagering. Slots normally count 100%. Table games like blackjack count very little, sometimes close to nothing.
This is because blackjack can be played for a long time with small losses. The casino protects itself by counting it low.
Check the games contribution list before you play, or your hours at the tables may count for nothing.
🎰 Own games count double (casino only)
Many casinos let bets in their own game section count twice toward wagering. A bet of 100 counts as 200.
This cuts your real wagering in half: 35x becomes 35/2 = 17.5x. The casino does this because it earns more on its own games. But it's still a great deal for you.
Note the exceptions: some games are excluded, and blackjack usually doesn't count double.
🏁 Bets must settle before the bonus expires
Only bets that are settled within the bonus period count. A bet on a match that finishes after your bonus expires won't count, even if you placed it in time.
Near your deadline, avoid bets on events that are far in the future.
🚫 No combining with other offers
The welcome bonus can't be used together with other promotions. While wagering, other offers like free bets or cashback are usually paused or won't count.
Finish your welcome bonus first. Then enjoy the other promotions.
Watch out for unusual wagering rules. Most sites use the standard "bet your bonus X times" model. But not all.
Example: 1xBet 🇮🇳 India requires you to win three single bets in a row, each with your full bonus amount at odds of 2.00 or higher. If one bet loses, the bonus is gone. Rules like this change the whole value of the offer, so always read how the wagering actually works.
Terms for withdrawing the bonus
💸 These terms control the last step: turning your bonus money into cash you can withdraw. This is where the consequences get serious. Breaking these terms can cost you the bonus and all bonus winnings.
Expand below for details on each:
🔒 No withdrawals before wagering is complete
You can't withdraw money until you've completed the full wagering requirement. If you withdraw early, the bonus and all bonus winnings are lost.
At many sites, even transferring money from sports to casino counts as breaking this rule.
🚪 Exception: withdrawing your deposit early
Some sites let you give up the bonus and take your own money back. A typical rule: you can withdraw up to your total deposits if your remaining balance is at least twice the bonus amount.
You lose the bonus and all bonus winnings, but keep your deposit. This is a fair escape hatch if you regret taking the bonus.
🏆 Maximum bonus winnings
Most sites cap what you can keep from the bonus, often at the initial bonus amount. Some cap it at a multiple, like 3x or 5x the bonus.
Example: winnings above the max
You get a bonus of 1,500. The max on bonus winnings is the initial bonus amount.
You complete the wagering with 2,438 left in your bonus account.
Only 1,500 is transferred to your main account.
The remaining 2,438-1,500 = 938 is removed.
Explanation: No matter how well you bet, you can't keep more than the max.
🪪 KYC: prove your identity
KYC (Know Your Customer) means the site must verify your identity before paying out. This is a legal requirement for licensed gambling sites, to prevent money laundering.
Expect to send a photo of yourself holding your ID. If you refuse, the bonus and winnings are forfeited.
This is normal and nothing to worry about, as long as you registered with your real details. Never register with fake information. Check that you enter your names exactly as they are in your ID documents.
⌛ Winnings from late-settling bets
If a bet placed with bonus money settles after the bonus has expired or been canceled, the bonus part of the winnings is removed.
One more reason to avoid far-future events near your deadline.
The fair play terms: bonus abuse
⚖️ Every bonus comes with a set of broad fair play terms.
Adam RahmanEditor
What is bonus abuse?
Bonuses are money the gambling site gives you. The idea is to give you more money to have fun with and a chance to keep some of it.
Bonus abuse occurs when a customer finds ways to withdraw bonus funds without actually gambling.
What is a bonus hunter?
A bonus hunter is a customer who wants to earn money from a bonus, but without actually abusing it.
If you're a bonus hunter, you should know about some of these.
You'll rarely run into them as a normal player, but you should know they exist.
🕵️ Bonus abuse reviews
The site can review your betting history at any time. If it decides you're using strategies it "deems to be abusive", it can revoke your bonus and reclaim winnings.
What counts as abuse is up to the site. Typical examples: betting both sides of a match, only placing risk-free combinations, or coordinating with other accounts.
Some sites even define abuse with numbers. For instance, Megapari treats it as abuse if 70% or more of your funds come from bonuses across 5 to 9 deposits.
Bet normally and this term will never touch you.
✍️ Terms can change at any time
Sites reserve the right to amend, cancel, or renew the offer at any time, without notice.
In practice, this rarely affects a bonus you've already started. But it means the terms you read today may differ from last month's. Always read the current version.
🚫 The site can refuse participation
Sites can limit or refuse any customer's participation in an offer, sometimes without giving a reason.
Some offers are also personal: only available if you received a direct message or email from the site.
🧊 Fraud and money laundering
If the site suspects fraud or money laundering, it can close your account and freeze the balance.
This is standard at all licensed sites. It only matters if you deposit with someone else's payment method or fake identity. Don't.
⚖️ The site's interpretation is final
In a dispute about what a term means, the site's own interpretation is final and binding.
This is why we always say: if a term is unclear, assume the stricter reading. Or ask the site's support before you bet.
Adam RahmanEditor
Don't be scared of all the terms
These terms might sound scary, and they are written to protect the site, not you.
Learn which terms you actually need to remember, and which you don't need to think about.
Play with your real identity, one account, and normal bets. Then the fair play terms are just background noise.
General site terms that affect your bonus
💳 The terms above come from the bonus pages. But every site also has its general terms and conditions: a huge document covering the whole site.
You don't need to read it all. But a few of its rules hit new players right when they try to withdraw bonus winnings. These are the ones to know:
💳 Withdraw with the same payment method
You normally must withdraw to the same payment details you used to deposit. If you deposited with several methods, withdrawals are split in proportion to your deposits.
If your method can't receive money (like some eVouchers), the site decides which method you must use instead.
We recommend you deposit with a method that can also receive withdrawals. Decide this before your first deposit.
🎲 Bet your deposit before withdrawing
Separate from any bonus wagering, most sites require you to bet your deposits at least once before withdrawing. One big site we checked requires odds of at least 1.1 on these bets.
This is an anti-money-laundering rule. It stops people from using the site as a money transfer service.
Example: You deposit 5,000 but only place 2,000 in bets. The site can refuse your withdrawal until you've bet the full 5,000.
🙅 Never use someone else's payment method
Depositing from another person's e-wallet, card, or bank account is a serious problem. The site can flag it as fraud, block your transactions, and deny withdrawals to payment details that aren't in your name.
Sharing wallets with family or friends can be common. Don't do it on betting sites. Use your own payment method, in your own name, every time.
🚧 Withdrawal limits and big win checks
Sites have daily withdrawal limits. Amounts above the limit need manual review.
Very large winnings often get an extra check. At one big site we checked, all wins above a set amount are reviewed and approved manually before you can withdraw them.
So a big win arrives in chunks, over several days. The money isn't gone, it's just slower than you'd hope.
⏱️ Verification delays
Standard KYC checks are usually done within a few days. But payment verification can take much longer in rare cases. One big site we checked allows up to 180 days for some payment systems.
Your account can be blocked while the check runs. You can't speed it up, but you can avoid triggering it: use your own payment method, register with real details, and keep your ID documents ready.
🔀 No betting on opposite sides
Placing bets on opposite outcomes to move money through the site with no risk is treated as abuse. One big site lists the games it watches for: roulette, baccarat, craps, and dice.
These bets don't count toward the "bet your deposit" rule, and they can get your withdrawal refused.
How to read bonus terms in 5 minutes
You don't need to study every line. Check the terms in this order, and you'll catch everything important before you deposit.
Frequently asked questions
Do I lose my bonus if I break a term?
It depends on the term. If a bet breaks the wagering rules (wrong odds, wrong market, too big), the bet simply doesn't count. You lose nothing.
But if you withdraw before wagering is complete, or break the general terms, you lose the bonus and all bonus winnings.
Where do I find the welcome bonus terms and conditions?
On the bonus offer page, look for a link called "terms and conditions", "t&c", or "bonus rules". The bonus terms are also part of the site's general terms.
No, but they are often very similar. Most sites use the same standard terms: wagering requirement, time limit, minimum odds, maximum stake, and a cap on winnings.
The numbers differ, and a few sites use unusual wagering rules. That's why you should always check the current terms before you deposit.
Can the site really take my bonus away?
Yes. The terms give the site the right to void bonuses for abuse, fraud, or rule violations. The site's interpretation is final.
In practice, this shouldn't happen to normal players with one account and normal bets.
What is bonus abuse?
Bonus abuse means using strategies designed to extract bonus money with little or no risk. Examples: betting both sides of a match, or registering multiple accounts for multiple bonuses.
Sites can cancel your bonus and close your account for it. One account and normal betting keeps you safe.
Do I have to send my ID to withdraw bonus winnings?
Usually you have to send a photo of you holding your ID, at least for your first withdrawal. This is called KYC (Know Your Customer), and licensed sites are required to do it.
Register with your real details, and KYC is just a small delay. Register with fake or wrong details, and you risk losing everything.
Why can't I withdraw to a different payment method?
Because of anti-money-laundering rules. Sites require you to withdraw to the same payment details you used to deposit.
Pick a payment method that can receive money before you make your first deposit. Our promo code articles cover the payment options at each site.
Can I give the bonus back if I regret taking it?
Often, yes. Many sites let you reject the bonus before wagering is complete, as long as your balance is bigger than the bonus amount.
You lose the bonus and bonus winnings, but you can withdraw your own deposits. Contact support if you don't find the option in your account.
What does having an active bonus mean?
Your bonus is active as long as you have bonus funds and haven't met the wagering requirement. It is not active if you have lost all your bonus funds or met the wagering requirement.
Conclusion
Bonus terms are long, but they follow a pattern. Check what you need to do to get the bonus, which bets count toward wagering, and what the withdrawal maximums are. The two most important numbers are always the wagering requirement and the time limit. And remember the general site terms: bet your deposit, and withdraw using the same payment method you used to deposit.
The terms are written to protect the site. But if you know them, they hold no traps for you. And a bonus with fair, clear terms can give you a lot of fun with extra money to gamble.
Adam RahmanEditor
Remember: Before your first deposit, fill in your personal profile and activate your phone number and email.
Easy to forget, but fast to do.
Ready to compare offers? Browse our checked promo codes for:
Hi, I’m Adam. I’ve spent the last 10+ years writing for websites, and know the sports betting world inside out. I’m a sports betting geek with a sharp eye for details. I do the deep research on bonuses, odds, and operators — so you don't have to.